Yesterday I wrote about major factors that insurance companies look for when insuring your property. To make sure you have the proper coverage on your home your insurance professional will need to make sure that they have some additional information. The checklist below, provided by the Insurance Bureau of Canada, will help both you and your insurance provider get the correct information to make sure your house is properly insured.
Home Assessment Checklist:
1) Year built:
2) Total square footage: (finished/living area, not including basement)
3) Use: ( single or multi-family)
4) Style: (bungalow, back-split, ranch, side-split, etc.)
5) Number of stories:
6) Foundation type: (poured concrete slab or crawlspace)
7) Finished basement: (including percentage finished)
8) Exterior wall finish:
9) Material types: (e.g. floor coverings, ceiling or wall surfaces)
10) Number of kitchens and quality of finishes:
11) Roof material types: (e.g. asphalt, cedar)
12) Number of bathrooms:
13) Garage or carport and size: (1 car, 2 car, etc.) plus other attached structures: (e.g. greenhouse)
14) Interior wall height:
15) Unique access: ( island, remote / northern location)
Click here for the interactive version.
Click here for the down-loadable version.