Home Insurance: What your Insurance Company may look at when it comes time to insure your home

Before an insurance company can arrive at an appropriate premium for your property, it must first assess the likelihood that you will submit a claim. For the most part, the lower the risk (for example a well-maintained home with updated wiring and plumbing) the lower the insurance premium

Knob & Tube Wiring

When purchasing an older home it is important to know that there is a possibility that it still has knob & tube wiring. Some of you may be familiar with this type of wiring but for those of you who aren’t knob & tube wiring was the standard form of…